How often do the classes meet?

Classes are held once per week for 13 weeks.  we are taking a one week break during Thanksgiving week.  All classes will be off that week.

How is each class structured?

Each class session lasts approximately two hours. During the first hour, Dave Ramsey teaches on video. During the second hour, class members come together for small-group discussion. Group members support each other and hold each other accountable as they work together to transform their financial future.

What is the average size of the class?

Each class size averages between 8–12 families (12–24 people).  Our larger Community Class on Tuesday nights could be larger, but after the video teaching we will break into smaller groups to discuss, and put the principals into practice.

What happens if I miss one class? Can I make it up?

As part of your lifetime membership to FPU, you will receive audio discs of all 13 lessons in your kit. If you miss a class, simply review the audio during the week and discuss a meaningful highlight with your coordinator when you return to class.  There are also other groups doing FPU through Oak Tree, so if you have a scheduling conflict you could go join another group on another night of the week if you need to miss one at your group.

How many classes do I need to attend in order to graduate?

You must attend 12 of the 13 classes to qualify for a graduation certificate?

What are the subjects covered in each lesson?

In 13 action-packed lessons, you’ll learn how to beat debt, build wealth, find bargains, invest for the future, give like never before, and much more! This information will change your life. Here is a small sample of each week’s subject:

• Lesson 1 – Super Saving

  Dave explains the Seven Baby Steps that will guide you throughout Financial Peace University. You will also learn the three key reasons why you should save money—and why you must start now!

• Lesson 2 – Relating With Money

  Learn why it’s important for spouses to communicate and work together toward success. Also, singles will learn the importance of teamwork, and parents will find out how to teach their kids about money.

• Lesson 3 – Cash Flow Planning

  Unlock the secret of developing a monthly spending plan that really works.

• Lesson 4 – Dumping Debt

  It’s time to debunk some common debt myths! Dave reveals the truth about credit lies and gives you a plan to walk out of debt with confidence.

• Lesson 5 – Credit Sharks In Suits

  What is a credit score, anyway? Join Dave as he unpacks your credit rating and shows you how to handle collectors when they call.

• Lesson 6 – Buyer Beware

  Dave Ramsey draws on decades of experience to reveal the power and influence that marketing has on your everyday buying decisions. Let the buyer beware!

• Lesson 7 – Clause and Effect

  In this lesson, Dave walks you through the world of insurance, carefully explaining what you need—and what you need to avoid.

• Lesson 8 – That’s Not Good Enough!

  Discover the seldom-used secrets of buying only big, big bargains—every time! Before you know it, you’ll be saying, “That’s not good enough!”

• Lesson 9 – Of Mice and Mutual Funds

  Dave breaks through the jargon surrounding long-term investing and empowers you to make your own decisions about your investments!

• Lesson 10 – From Fruition To Tuition

  Dave walks you through the maze of retirement options and helps you figure out the right path for you. You will also learn how to plan for college so your kids can graduate debt free!

• Lesson 11 – Working In Your Strengths

  This lesson will show you how to avoid dead-end or mind-numbing jobs and provide tips for job hunting, writing a résumé, and acing an interview. Plus, you’ll learn tips for finding extra jobs if you need cash to attack your debt snowball.

• Lesson 12 – Real Estate and Mortgages

  Dave draws on over 20 years of real estate experience to teach you how to win when buying or selling your home. Plus, he’ll dissect all of the common mortgage options available today, showing you what to choose—and what to avoid.

• Lesson 13 – The Great Misunderstanding

  Warning! This lesson will challenge the way you think about money. Dave will show you how generous giving can completely revolutionize your attitude and improve your finances, business and relationships.

When will the first class start?

The first class session is the week after the preview, the week of September 12th.  See the Class list section to see when Classes are meeting and Where.

Who benefits from this program?

Everyone truly benefits from this program, regardless of age (whether you are 21 or 61), regardless of income (whether you make $12,000 or over $100,000 per year), and regardless of marital status. Everyone benefits from FPU!

How do I get started with Financial Peace University?

It’s easy! Check out this simple, step-by-step method:

• Check our class list to find a class near you and enroll.
• Purchase your FPU membership and materials online through our customer care center, or through your class coordinator.
• Show up and begin changing your future.

How much does this program cost?

During the month of August if you sign up and make a first payment the cost is just $79 per family.  If you wait until September or later the cost is $99 per family.  Partial scholarships are available for families in financial trouble, please contact us about your situation and we will work with you on financial help in attending FPU.